By: Guia Bancário
The Chase Freedom card gives you 5% cash back on changing categories each quarter—like groceries, dining, gas, or online shopping. Activate each quarter to get more rewards where you spend most. It’s a simple way to boost savings year-round.
Earn unlimited 1% cash back on everything else. From subscriptions to daily purchases, every swipe earns rewards. There are no caps—your card keeps giving back even when bonus categories aren’t active.
Enjoy all the Chase Freedom rewards with no annual fee. Get 5% rotating categories and 1% everyday cash back without extra costs. A smart choice for saving without paying to earn.
Get 0% intro APR on purchases and balance transfers for 15 months. Manage big buys or pay down balances with no interest during this period. After that, a variable APR applies. A helpful perk to get started.
No, the Chase Freedom card does not charge an annual fee, making it a great option for those who want to earn cash back without paying extra costs.
The 5% cash back categories rotate every quarter and may include popular spending areas like groceries, gas stations, and dining. Cardholders must activate the bonus category each quarter to earn the higher cash back rate.
Yes, new cardholders can enjoy a 0% introductory APR on purchases and balance transfers for the first 15 months. After that, the standard APR will apply.
Yes, you can earn 1% cash back on all purchases that are not part of the rotating 5% cash back categories.
Applying for the Chase Freedom card is easy and can be done online or at a local Chase branch. After submitting your application with the required financial and personal information, you'll receive a decision quickly. Upon approval, you can begin using the card to earn cash back rewards on every purchase, especially in rotating bonus categories. The card also offers access to online banking and a mobile app, making it simple to track rewards and manage your account.