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By: Guia Bancário
The Bank of America credit card offers a reliable and rewarding cash back program that lets you earn on every purchase, big or small. Cardholders enjoy additional bonuses when spending in popular categories like groceries and gas, making everyday expenses even more rewarding. Whether you’re shopping for essentials or treating yourself, you’ll accumulate cash back automatically. This structure is ideal for users seeking simplicity and value without needing to track rotating categories or special promotions. It’s effortless rewards on your terms.
By enrolling in Bank of America’s Preferred Rewards program, cardholders can boost their cash back earnings based on their overall banking relationship. The more you save and invest with Bank of America or Merrill, the higher your rewards tier—offering up to 75% more cash back. It’s a unique way to leverage your full financial relationship for added benefits. This program enhances the value of your everyday spending, making the card especially attractive for loyal customers looking to maximize long-term rewards.
The Bank of America credit card comes with no annual fee, allowing you to enjoy all the benefits and rewards without the added cost. This makes it a smart choice for those who want to build credit, earn cash back, or manage expenses without worrying about extra charges. It’s perfect for budget-conscious users or anyone looking for a high-value card without long-term financial commitment. With no annual fee, you keep more of your rewards and enjoy greater flexibility year-round.
New Bank of America cardholders benefit from a 0% introductory APR on both purchases and balance transfers for the first 18 billing cycles. This feature offers valuable breathing room to pay off large expenses or consolidate debt without interest during the promo period. It’s an excellent way to manage payments more effectively, giving you time to stabilize your finances. After the introductory period, a variable APR applies. This offer adds financial flexibility right when you need it the most.
The Bank of America card offers straightforward cash back rewards on every purchase, with additional bonuses available through the Preferred Rewards program. Cardholders can earn more in categories like groceries and gas, all while enjoying no annual fee. The card also features a 0% introductory APR for 18 months on purchases and balance transfers, providing added flexibility.
No, the Bank of America card does not have an annual fee, making it a budget-friendly option for earning rewards.
The Preferred Rewards program offers higher cash back bonuses and other benefits to Bank of America customers, depending on their account balances and banking relationship.
Yes, new cardholders can enjoy a 0% introductory APR on purchases and balance transfers for the first 18 months, after which the standard APR will apply.
Cardholders can earn higher cash back percentages in select categories, such as groceries or gas stations. Be sure to check the terms of the card for specific details.
Applying for the Bank of America card is simple and can be done online or at a local branch. Once approved, you can start earning cash back on every purchase, especially if you qualify for Preferred Rewards. Bank of America’s online and mobile tools make it easy to manage your account, track rewards, and handle payments.