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Discover it Credit Card

Discover it® Credit Card: Your Key to Earning More Cashback

The Discover it® Credit Card offers max rewards on daily purchases with no annual fee.

By: Guia Bancário

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5% Cashback Rotating

Discover it®: 5% cashback in rotating quarterly categories. Activate to maximize earnings; 1% on other buys.

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1st Year Cashback Match

Discover doubles all your first-year cashback, no limits or sign-up.

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No Annual Fee

The Discover it® Card has no annual fee; earn rewards affordably.

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0% Intro APR

Get 0% intro APR on purchases and balance transfers for 14 months. Manage debt interest-free; variable APR applies later.

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Discover it® Credit Card Overview

The Discover it® Credit Card features a highly competitive cashback program, highlighted by 5% cashback in rotating quarterly categories (e.g., gas, groceries, restaurants, online shopping), allowing users to maximize rewards where they spend most.

  • What are the rotating categories for 5% cashback?

    The rotating categories change quarterly and can include spending at gas stations, grocery stores, restaurants, and more. You’ll need to activate the categories each quarter to earn the 5% cashback.

  • Is there an annual fee?

    No, the Discover it® Credit Card has no annual fee, making it a cost-effective option for earning rewards.

  • How does the cashback match work?

    At the end of your first year as a cardholder, Discover will automatically match all the cashback you’ve earned. For example, if you earned $200, they will match it, giving you a total of $400.

  • What is the introductory APR?

    The Discover it® Credit Card offers a 0% introductory APR for 14 months on purchases and balance transfers. After the intro period, the APR will vary based on your creditworthiness.

  • Is the Discover it® Credit Card accepted internationally?

    Discover is accepted in many international locations, but it is not as widely accepted as Visa or Mastercard. However, there are no foreign transaction fees when using the card abroad.

Applying for Discover it® Credit Card

Applying for the Discover it® Credit Card is a quick, straightforward online process via the Discover website, often with an immediate decision. You can pre-qualify without impacting your credit score to gauge approval chances.