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By: Guia Bancário
Earn cash back on every purchase with the Bank of America credit card. Get extra rewards for spending on groceries and gas. No rotating categories or complicated tracking—just simple, automatic cash back every time you buy.
Join the Preferred Rewards program to boost your cash back by up to 75% based on your total balance with Bank of America or Merrill. The more you save, the more you earn—perfect for loyal customers who want extra value.
Enjoy all the benefits with no annual fee. Build credit, earn cash back, and manage spending without extra costs. A smart choice for budget-friendly rewards and flexibility all year.
New cardholders get 0% APR on purchases and balance transfers for the first 18 billing cycles. Pay off big expenses or consolidate debt with no interest during the intro period. A simple way to save and manage payments.
The Bank of America card offers straightforward cash back rewards on every purchase, with additional bonuses available through the Preferred Rewards program. Cardholders can earn more in categories like groceries and gas, all while enjoying no annual fee. The card also features a 0% introductory APR for 18 months on purchases and balance transfers, providing added flexibility. This combination of features makes it an exceptional tool for both day-to-day management and long-term financial planning, allowing you to earn while you spend without the pressure of interest rates during the initial period. What truly sets this card apart is the Preferred Rewards integration. If you are a loyal customer with savings or investments at Bank of America or Merrill, your cashback can see a boost of up to 75%. This means that a standard reward category can quickly turn into a high-yield return, simply by centralizing your financial life with the bank. For young professionals and families, the 18-month 0% APR window is a lifesaver for major purchases—like new appliances or moving costs—or for consolidating debt from higher-interest cards. You get the security of a global banking giant combined with a modern rewards structure that prioritizes what matters: more money back in your pocket and zero maintenance costs. It is the ideal "set it and forget it" card that works hard in the background of your financial life.
No, the Bank of America card does not have an annual fee, making it a budget-friendly option for earning rewards.
The Preferred Rewards program offers higher cash back bonuses and other benefits to Bank of America customers, depending on their account balances and banking relationship.
Yes, new cardholders can enjoy a 0% introductory APR on purchases and balance transfers for the first 18 months, after which the standard APR will apply.
Cardholders can earn higher cash back percentages in select categories, such as groceries or gas stations. Be sure to check the terms of the card for specific details.
Applying for the Bank of America card is simple and can be done online or at a local branch. Once approved, you can start earning cash back on every purchase, especially if you qualify for Preferred Rewards. Bank of America’s online and mobile tools make it easy to manage your account, track rewards, and handle payments.