Close
By: Guia Bancário
Earn unlimited 1.5% cash back on all purchases with no category restrictions, making it easy to earn rewards consistently.
Receive 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% on dining (including takeout and delivery), and 3% on drugstore purchases.
Enjoy a 0% intro APR for 15 months on purchases and balance transfers, giving you time to pay off large purchases or consolidate debt.
Access powerful tools such as fraud protection, extended warranty, and purchase protection — all without paying an annual fee.
The Chase Freedom Unlimited® Card is a standout option for anyone looking for reliable rewards without the hassle of tracking rotating categories. With a flat-rate 1.5% cash back on every purchase, it’s ideal for people who prefer simplicity, yet it also includes bonus categories for travel, dining, and drugstores that increase its overall value. Chase’s Ultimate Rewards® program further enhances this card's potential, especially when paired with other Chase cards that allow point transfers to travel partners. Users can redeem points for cash back, travel, gift cards, or statement credits. The card is also equipped with security and protection features, including zero liability protection and real-time fraud monitoring. Whether you're a savvy traveler, a frequent diner, or someone who simply wants a reliable cash-back card, the Freedom Unlimited® offers a strong mix of benefits and flexibility.
No, the Chase Freedom Unlimited® Card does not charge an annual fee, making it a cost-effective option for cash-back rewards.
Generally, you’ll need a good to excellent credit score (670–850) to be approved, though other factors like income and credit history are also considered.
You can redeem your rewards through Chase Ultimate Rewards® for cash back, travel, gift cards, or statement credits. There is no minimum redemption amount for cash back.
Yes, the card charges a 3% foreign transaction fee on purchases made outside the U.S., which may make it less ideal for international travel.
Yes, if you have another Chase card that earns Ultimate Rewards® points, such as the Chase Sapphire Preferred® or Reserve®, you can combine points for potentially greater value when redeeming for travel.
Applying for the Chase Freedom Unlimited® Card is straightforward and can be completed online in just a few minutes. Begin by visiting the official Chase website and navigating to the Freedom Unlimited® page. From there, you'll be prompted to fill out a secure application form that requests your name, address, income, employment information, and Social Security number. Chase uses this information to evaluate your creditworthiness, typically requiring a good to excellent credit score (usually 670 or above). Most applicants receive a decision instantly, though in some cases, further review may take a few days. It’s also important to consider Chase’s 5/24 rule — if you’ve opened five or more personal credit cards (from any issuer) in the past 24 months, your application may be denied regardless of credit score. Once approved, you’ll receive your card by mail within 7–10 business days. You can then activate the card and begin earning rewards on everyday purchases, enjoying your intro APR period, and building a strong relationship with Chase for future card opportunities.